Let’s start off with a quick definition of what Self Build Insurance is. Principally, if you’re building a new house from the ground up or even adding to it, such as an Extension, you would need to take out ‘Self Build Insurance’.
Renovations can also be included under Self Build.
And because it is a big undertaking that you’re doing yourself, it is important you are fully covered as there are many traps you could fall into when you build your own.
A standard house or property insurance policy does not cover you fully nor does a Contractor’s All Risks policy.
Here’s some of the stuff you would need Self Build Insurance to cover:
- Site Insurance (or Contract Works) covers the risks associated with the building process from the ground up till project is finalised
- Equipment & Plant covers machinery, equipment and tools (whether your own or hired in) for fire and theft
- Public Liability covers you for injury or damage to third parties (eg., kids who may wonder on your site and injure themselves)
- Employers Liability covers you for any injury to people you ‘employ’ whether directly or indirectly including subcontractors
Warranty Insurance can cover you for any faulty design or worksmanship which may arise to a future buyer once you’ve sold on your property.
You should get it right first time – Simply get in touch with one of our Team who will assist you...
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I just wanted to drop you a quick line to say how happy I was with the service I received in relation to a site insurance policy I have obtained through your company.
I would highly recommend you to anyone requiring a similar product – the documents were sent over to me immediately and without any delay allowing us to hopefully complete on the land purchase tomorrow. I thought it was going to be a massive headache to arrange and thanks to Martyn, it wasn’t.
Thanks so much again and kind regardsKirsty Louise McNulty
Please pass onto you manager how happy I am with the fantastic service you have provided to me, getting the insurance sorted so efficiently. Your such a friendly, helpful chap as well!Debbie
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Thank you for your kind words. Hand on heart you are one of the best brokers I have ever dealt with in my 9 years here.Libby Lintot
Once again you have come in with a very good price and make it so easy to do business with you. You’re straight, you don’t play games like the other insurers and always come in with a good price. Please go ahead with this insurance and give Daniel a call.Stephanie Poole Dorset