Landlord Commercial Building Insurance

A commercial landlord’s insurance policy can provide insurance cover to landlords who let their property to businesses or commercial tenants such as offices or shops. These may also include semi residential properties where there is a flat or private dwelling within the property to be insured. Other than damage to the Building, policies can also insure the Landlord’s Contents, Loss of Rent and Legal Liabilities.

Commercial landlord’s insurance will provide cover if their property is damaged due to an insured peril such as a storm, burst pipes or subsidence These policies can also be extended to include Loss of Rent, Landlord’s Contents and Terrorism if required.

Of course. All commercial landlords including those that self-manage their property require insurance as they have responsibilities for its upkeep, to their tenant(s), to lenders and to Third Parties who may come to the property.

If you don’t have Public Liability Insurance in place and you’re found legally liable for damage or injury, you would be responsible for paying any damages awarded by a court of law. This could result in you losing your business, your livelihood and in some extreme cases your own personal assets.