Hotel Insurance – What not to do….Don’t take Risks with your Insurance Policy COMFORT isn’t all about clean sheets and soft pillows. If you are in the Hotel (and B&B) business, making sure your guests enjoy their stay with you goes beyond providing them with a cosy bed for the night. Although they may not … Read More
Should you buy Business Insurance from Comparison Sites? Our view….
Should you buy Business Insurance from Comparison Sites? Our view…. In a recent report (July ’14), the financial watchdog, the Financial Compensation Scheme (FCA), brought to our attention that Comparison Sites do not always provide clear information to the consumer buying insurance. For example, if you are not fully cognisant of your policy excess or … Read More
Does the UK have the weakest necks in Europe?
A serious question posed by Aviva’s Chief Executive Mark Wilson about the state of compensation culture affecting the United Kingdom in such matters as whiplash, fraud or exaggerated claims. This is how he supports his statement: Last year (2013), 94% of all personal injury claims paid by Aviva in the UK were for minor injuries … Read More
From the insurers mouth – why insurance companies do not pay claims….
Below are seven common reasons why insurance companies avoid paying claims – heed them and avoid financial shocks to your livelihood ! 1. Failure to implement the security requirements imposed by the policy such as door and window locks or even an active alarm system. 2. Not having an intruder alarm under a maintenance agreement … Read More
Construction Industry hiring takes off… finally?
Due to a surge in house building the UK construction industry is hiring staff at a record pace which is proof that growth is finally returning to this badly hit sector. The Markit/CIPS Construction Purchasing Managers Index (PMI) rose from 62.5 in June from May’s 60. Anything above 50 indicates growth. So what has this … Read More
Floods 2014 – a little help from Titan Insurance…
Devastating floods have hit the UK over the last couple of months and it is thought that insurance claims could run into hundreds of millions of pounds. If you’ve been affected by the floods insurance is probably the last thing on your mind right now especially if you’re still trying to run your Business. Unless … Read More