The Government has finally confirmed plans for a New Homes Ombudsman and Housing Minister, Robert Jennick said: “Home buyers will be able to access help when they need it so disputes can be resolved faster and people can get the compensation;they deserve”. The aim is to improve standards in design and durability for New Build … Read More
Attention Insurance Buyers… Is Cheapest Best ?
Why do people generally go for the cheapest buy? To save money of course! We all want a bargain.. and we all look for the best deal. So for example, when we look to buy, say, a pair of Adidas trainers we know it will be exactly the same whether we buy it online, through … Read More
Beware of not disclosing your previous financial history !
A specialist insurer in the Leisure and Catering sector shows that 3 out of 15 (or 20%) claims are rejected because the client, being a Director or Partner of the business, has had previous County Court Judgements (CCJ’s) which were not disclosed to their insurance company. It is standard practice for all insurers to ask … Read More
Beware of Underinsurance ! It can come back and bite You
The insurance industry (and us) continually hark on to our clients being insured correctly and not to underinsure. A lot of people on the other hand want to save money by reducing, or not disclosing, the correct Sum Insured for their property. Unfortunately, we have a recent real life example whereby one of our clients … Read More
Here’s what NOT to do with Liability Insurance
What I’m going to describe below is a real life situation of what you should not do when you have bought your Liability Insurance. You purchase your Liability Insurance policy and you think it’s all sorted… But have you had a look at your insurance policy requirements? If not, you could be in trouble. The … Read More
8 Do’s and Don’ts For Trouble Free Liability Insurance
This is not an exhaustive list but if you heed these you’ll have less chance of your claim being rejected: DO answer all the questions fully and correctly – this simple error could be costly DON’T misrepresent your Business Trade DO declare any claims (or incidences) you’ve had in the last 5 years DON’T forget … Read More
