Tragically, a 7-year old boy died in a pub garden in 2018 after being electrified by faulty lights installed by an electrician where the presiding judge on the case said the pub was ‘a timebomb waiting to happen’. The electrician, who was employed by the landlord (who was also his brother-in-law), was convicted of failing … Read More
There are many insurance companies out there who hide behind ‘get out’ clauses to avoid paying claims. Whether it’s latent defects insurance, construction insurance or home contents insurance, they will find a clause or reason for their decision. However, once in a while, there is a heart-warming story that’ll restore your faith in insurance companies. … Read More
Insurance is part and parcel of owning a business such as a pub. If you have the right pub insurance for your type of pub, then you will be completely covered should anything happen. If, however, you provided the incorrect information up front, then it will be very easy for a loss adjuster to decline … Read More
There are many reasons why you need to take out insurance. It could be for personal, household goods or buildings. It could be that you require construction insurance or perhaps you need to insure your home while you renovate. Whatever the reason, there are many options and many pitfalls. To avoid costly financial disasters and … Read More
Construction insurance is vital for those in the construction industry as the risk of damage or injury is high. However, many experts in this field still get things wrong when it comes to their insurance cover. They end up being caught out when it comes to claim. Many have paid their insurance premium, only to … Read More
Finding a commercial property that meets your criteria means there are several critical factors that you will need to take into consideration. Property type, investment return, location, size, the property’s permitted usage, costs, condition of the property as well as the energy efficiency of the building. Over and above all of this, is another important … Read More
There are many reasons that you may find yourself with an unoccupied residential or commercial property. Unfortunately, many insurance companies do not offer unoccupied home insurance. Some don’t insure them at all (except possibly for a short period of time). This is because empty properties are inclined to have higher and more frequent claims than … Read More
When you own a takeaway establishment like a fish and chips shop, there are many aspects to consider. Not only do you have to keep your employees and customers satisfied, but you also have to consider takeaway insurance. All owners want to have trouble-free fish and chip shop insurance, so here are a few things … Read More
Manufacturers insurance is a generic term used in insurance to cover the many aspects of a business involved in this sector. As with other sectors, insurance is there to protect businesses of all sizes from micro enterprises to large scale manufacturers. A manufacturing insurance policy covers the actual manufacturing process of the products, the assets … Read More
Owning a fish and chip shop can be a very rewarding and lucrative business. If the store is well-positioned and the quality of the food is good, there is no doubt that it will be popular. To further ensure its success, it is imperative to have fish & chip shop insurance. Over and above this, … Read More
