How CCJ’s cast a dark shadow on your insurance protection…

24th July 2023By Jason Titan InsuranceCommercial Insurance, Construction Insurance, Contractors All Risks Insurance, Contractors Insurance, Self Build Insurance, Titan Insurance Home Page

Not many business insurance buyers are aware that CCJ’s (County Court Judgements) can adversely affect your insurance. We often hear ‘what have CCJ’s to do with insurance ? To see why, let’s start from the beginning. When an insurance policy is taken out, one of the standard questions the insurer asks is whether the company, … Read More

Why your Buildings insurance might not pay you in the event of a claim ?  It’s underinsurance silly…  so don’t be silly !

10th October 2022By Jason Titan InsuranceSelf Build Insurance, Titan Insurance Home Page

We all know prices are rising for everything… food, energy, travel, entertainment and of course construction costs. Building materials have risen sharply (and if you can find them) as well as labour costs (question: how quickly can you get a tradesman to come round and fix something?) But of what importance are increasing construction costs … Read More

Here’s what you don’t know about Underinsurance that could cost you Money

6th October 2022By Jason Titan InsuranceBuilding Contractors Insurance, Construction Insurance, Contractors Insurance, Landlord Commercial Building Insurance, Landords Insurance, Renovation Insurance, Self Build Insurance, Unoccupied Property Insurance

Whether you are a Self-Builder, a Property Developer, a Property Owner or a Contractor, the rapidly rising price of building materials will have an effect on everyone. The figure you have noted down one or two years ago, even 6 months may no longer be suitable for the current environment. Construction materials cost increases have … Read More

Pub Landlords… Be aware

7th May 2021By Jason Titan InsurancePub Insurance

Tragically, a 7-year old boy died in a pub garden in 2018 after being electrified by faulty lights installed by an electrician where the presiding judge on the case said the pub was ‘a timebomb waiting to happen’. The electrician, who was employed by the landlord (who was also his brother-in-law), was convicted of failing … Read More

Titan gives insurance a human touch

30th July 2020By Jason Titan InsuranceTitan Insurance Home Page

There are many insurance companies out there who hide behind ‘get out’ clauses to avoid paying claims. Whether it’s latent defects insurance, construction insurance or home contents insurance, they will find a clause or reason for their decision. However, once in a while, there is a heart-warming story that’ll restore your faith in insurance companies. … Read More

7 Deadly Sins in Insurance

20th July 2020By Jason Titan InsuranceCommercial Insurance

There are many reasons why you need to take out insurance. It could be for personal, household goods or buildings. It could be that you require construction insurance or perhaps you need to insure your home while you renovate. Whatever the reason, there are many options and many pitfalls. To avoid costly financial disasters and … Read More

3 Simple Tips to Remember when Buying Commercial Property Insurance

7th July 2020By Jason Titan InsuranceLandlord Commercial Building Insurance

Finding a commercial property that meets your criteria means there are several critical factors that you will need to take into consideration. Property type, investment return, location, size, the property’s permitted usage, costs, condition of the property as well as the energy efficiency of the building. Over and above all of this, is another important … Read More