The insurance industry (and us) continually hark on to our clients being insured correctly and not to underinsure. A lot of people on the other hand want to save money by reducing, or not disclosing, the correct Sum Insured for their property. Unfortunately, we have a recent real life example whereby one of our clients … Read More
Author: Jason Titan Insurance
“We are only Human after all…”
For many insurance companies are heartless, money grabbing entities that avoid paying claims… that’s an extreme perspective but one held by some for one reason or another. Once in a while there is a heartwarming story that makes one feel good because the right thing was done. Take our client an elderly gentleman who has … Read More
What else should Building Contractors consider with their Insurance ?
Most Building Contractors would have the basic range of insurance covers those being Public Liability, Employers Liability and Contract Works. But from our experience, and especially the smaller Building Contractors, the two usual areas of insurance cover that are neglected are: Warranty Insurance (also known as Latent Defects Insurance) Insurance Backed Guarantee (IBG or Workmanship … Read More
3 Simple Tips to Remember when Buying Commercial Property Insurance
Although it’s an easy purchase, some budget policies, especially online, do not give you the full cover that you should be protected for. It is done for the purpose of making them cheap. And that’s when you could find yourself out of pocket just for a few £££’s. So here are 3 Points you should … Read More
Here’s what NOT to do with Liability Insurance
What I’m going to describe below is a real life situation of what you should not do when you have bought your Liability Insurance. You purchase your Liability Insurance policy and you think it’s all sorted… But have you had a look at your insurance policy requirements? If not, you could be in trouble. The … Read More
3 Key Points to Remember when Buying Pub Insurance
Pub Insurance prices vary according to many factors such as size of pub, turnover, location, years trading and other such factors. However, there are 3 other key components that can really influence the price to be paid by the pub owner. These are: Licensing hours of the pub and how many extensions they have during … Read More
8 Do’s and Don’ts For Trouble Free Liability Insurance
This is not an exhaustive list but if you heed these you’ll have less chance of your claim being rejected: DO answer all the questions fully and correctly – this simple error could be costly DON’T misrepresent your Business Trade DO declare any claims (or incidences) you’ve had in the last 5 years DON’T forget … Read More
Keep in Mind When Buying Liability Insurance
Simple Liability Insurance is easy to buy and especially so online. However, you need to be aware of a classic pitfall a lot of people fall into and get into trouble and not having their claim paid. Online, in the trade description dropdown, if the exact trade does not exist most people might find an … Read More
Bad Shop Insurance has Bad Results – How to avoid them
There are literally hundreds of types of Shop Insurance policies on the market by a multitude of providers. Most are online and very budget. What makes them cheap is always open for discussion but generally speaking insurers reduce cover to make them cheap. It’s as simple as that. That’s fine if you’re aware of what … Read More
Why Cheapest is not the Best in Insurance…
Like all things in life you get what you pay for… you either go budget or for value and unfortunately most go for the former. The same applies to insurance. For budget policies you pay less and you receive little in return, but, for a bit more you can get security and peace of mind … Read More
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