There are many insurance companies out there who hide behind ‘get out’ clauses to avoid paying claims. Whether it’s latent defects insurance, construction insurance or home contents insurance, they will find a clause or reason for their decision. However, once in a while, there is a heart-warming story that’ll restore your faith in insurance companies. … Read More
Pub insurance – Here’s what to watch out for
Insurance is part and parcel of owning a business such as a pub. If you have the right pub insurance for your type of pub, then you will be completely covered should anything happen. If, however, you provided the incorrect information up front, then it will be very easy for a loss adjuster to decline … Read More
7 Deadly Sins in Insurance
There are many reasons why you need to take out insurance. It could be for personal, household goods or buildings. It could be that you require construction insurance or perhaps you need to insure your home while you renovate. Whatever the reason, there are many options and many pitfalls. To avoid costly financial disasters and … Read More
7 Do’s and Don’ts for Trouble Free Construction Insurance
Construction insurance is vital for those in the construction industry as the risk of damage or injury is high. However, many experts in this field still get things wrong when it comes to their insurance cover. They end up being caught out when it comes to claim. Many have paid their insurance premium, only to … Read More
3 Simple Tips to Remember when Buying Commercial Property Insurance
Finding a commercial property that meets your criteria means there are several critical factors that you will need to take into consideration. Property type, investment return, location, size, the property’s permitted usage, costs, condition of the property as well as the energy efficiency of the building. Over and above all of this, is another important … Read More
Does it cost more to insure an empty property?
There are many reasons that you may find yourself with an unoccupied residential or commercial property. Unfortunately, many insurance companies do not offer unoccupied home insurance. Some don’t insure them at all (except possibly for a short period of time). This is because empty properties are inclined to have higher and more frequent claims than … Read More
