Not many business insurance buyers are aware that CCJ’s (County Court Judgements) can adversely affect your insurance. We often hear ‘what have CCJ’s to do with insurance ? To see why, let’s start from the beginning. When an insurance policy is taken out, one of the standard questions the insurer asks is whether the company, … Read More
Author: Jason Titan Insurance
Why your Buildings insurance might not pay you in the event of a claim ? It’s underinsurance silly… so don’t be silly !
We all know prices are rising for everything… food, energy, travel, entertainment and of course construction costs. Building materials have risen sharply (and if you can find them) as well as labour costs (question: how quickly can you get a tradesman to come round and fix something?) But of what importance are increasing construction costs … Read More
Here’s what you don’t know about Underinsurance that could cost you Money
Whether you are a Self-Builder, a Property Developer, a Property Owner or a Contractor, the rapidly rising price of building materials will have an effect on everyone. The figure you have noted down one or two years ago, even 6 months may no longer be suitable for the current environment. Construction materials cost increases have … Read More
Why You Should Seriously Consider Cyber Insurance To Protect Your Business
Introduction Here at Titan Insurance, we know that the potential of discussing a Cyber Insurance policy may seem a somewhat daunting task filled with terminology landmines and jargon which unless you are an IT wizard are difficult to understand. Have a read of our no-nonsense article below and be better equipped with the knowledge to … Read More
Pub Landlords… Be aware
Tragically, a 7-year old boy died in a pub garden in 2018 after being electrified by faulty lights installed by an electrician where the presiding judge on the case said the pub was ‘a timebomb waiting to happen’. The electrician, who was employed by the landlord (who was also his brother-in-law), was convicted of failing … Read More
Titan gives insurance a human touch
There are many insurance companies out there who hide behind ‘get out’ clauses to avoid paying claims. Whether it’s latent defects insurance, construction insurance or home contents insurance, they will find a clause or reason for their decision. However, once in a while, there is a heart-warming story that’ll restore your faith in insurance companies. … Read More
Pub insurance – Here’s what to watch out for
Insurance is part and parcel of owning a business such as a pub. If you have the right pub insurance for your type of pub, then you will be completely covered should anything happen. If, however, you provided the incorrect information up front, then it will be very easy for a loss adjuster to decline … Read More
7 Deadly Sins in Insurance
There are many reasons why you need to take out insurance. It could be for personal, household goods or buildings. It could be that you require construction insurance or perhaps you need to insure your home while you renovate. Whatever the reason, there are many options and many pitfalls. To avoid costly financial disasters and … Read More
7 Do’s and Don’ts for Trouble Free Construction Insurance
Construction insurance is vital for those in the construction industry as the risk of damage or injury is high. However, many experts in this field still get things wrong when it comes to their insurance cover. They end up being caught out when it comes to claim. Many have paid their insurance premium, only to … Read More
3 Simple Tips to Remember when Buying Commercial Property Insurance
Finding a commercial property that meets your criteria means there are several critical factors that you will need to take into consideration. Property type, investment return, location, size, the property’s permitted usage, costs, condition of the property as well as the energy efficiency of the building. Over and above all of this, is another important … Read More
