Dwelling on their wholesale insurance policies is a common preoccupation of the UK’s middlemen and women during the busy Christmas period.

Wholesale insurance is there to protect them against so many issues that might crop up in their daily dealings with suppliers and customers. And for many wholesalers, the Christmas period is a very busy time of year when problems can arise. It’s a period when the business can become most stressed.

And although wholesale businesses don’t usually deal with consumers, the man, or woman on the street, their customers still require the protection afforded by the law and insurance. And that’s why the middlemen and women of England seek out the best wholesale insurance deals, so that they know that they not only protect themselves, but also their suppliers and customers.

The business of being a wholesaler can also be hard-going, as many traders in Birmingham discovered recently when they discovered that they were not going to be given a new site as part of a planned £100 million move out of town. Another reason why these traders might be looking for the best wholesale insurance deals they can find.

Currently the traders are based at a site in Digbeth which was some time ago labelled simply as not fit for purpose. They have to cope with leaking roofs, pot holes, few facilities and a generally run down environment in which to ply their trade. The Digbeth market, which has been in its current guise for over 35 years, is for many well past its sell-by date and the plans for a major move were welcomed by all.

So when in 2009 the wholesale traders were promised a plush new site in Witton, which had the ambition of turning itself into a centre of European food culture, everything looked very rosy indeed.

Yet the plans have the hit buffers. The council chose a preferred bidder to develop the site at The Hub, but the company, called Prupim, has admitted that the original timescale to get the market developed and ready for occupation by January, 2012, was too optimistic. In fact, planning permission has not yet even been sought.

The traders in Birmingham have been told by one party that the problem is funding, whereas the Company behind the project say that on the contrary, it’s not funding, but the complexity of the site and its ambitions that have caused a delay. Whatever the reason, it appears that the traders in the centre of the country are going to have to put up with their conditions for quite some years to come.

Once traders throughout the length and breadth of the UK have got through Christmas, there’ll be no doubt have a look at their wholesale insurance polices, and trying to get the best deals out there.